Step 1: Submit Your SSDI Application

The process starts by:

• Filing an application online, by phone, or in person at your local Social Security office.
• Providing personal, medical, and work history information.
• Ensuring all supporting documents and evidence are included for review.

Step 2: Kentucky Disability Determination Services Review

Your application is then:

• Forwarded to the Kentucky DDS for medical evaluation.
• Examined by medical professionals who verify diagnoses and treatment records.
• Assessed to confirm if the condition meets SSDI’s strict disability criteria.

Step 3: Evaluation of Work History and Earnings

The SSA checks:

• If you have enough work credits based on your earnings.
• Whether your disability onset date aligns with your work record.
• How long you have been unable to work due to your disability.

Step 4: Determination of Disability Benefits

Based on the gathered evidence, SSA will:

• Decide if your condition prevents substantial gainful activity.
• Consider if you can perform other types of work despite your disability.
• Issue a formal decision approving or denying your claim.

Step 5: Appeals Process (if necessary)

If denied, you may:

• Request reconsideration or hearing within specific time limits.
• Provide new or additional evidence supporting your disability.
• Engage legal help to navigate appeals effectively.